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After reading our PHILOSOPHY and STRATEGY sections, you will undoubtedly have concluded that our approach to stock market analysis is far more comprehensive than most. This enables us to make very specific predictions with regard to time and price instead of speaking in vague generalities You can check the accuracy of our views about the stock market by reading our (currently ) free weekly newsletter on www.safehaven.com, and by accessing our past writings under the SafeHaven "Archives".

We also offer a Real-time Alerts service which consists of closely monitoring the stock market and analyzing the day's action in our Closing Comments. At critical turning points, we may include a current chart illustrating and detailing the market condition. When you sign up for Real-time Alerts you will receive an explanation of how we arrive at our timing signals as well as an outline of a strategy for using these signals.

Newcomers will get a chance to evaluate the benefits of this service by receiving it gratis for a period ranging from four to six weeks. After which time, if they wish to continue, they will be required to pay a subscription fee.

SUBSCRIPTION FEE

The yearly subscription fee is $265.00. This entitles a subscriber to receive our newsletter, which is currently made available on www.safehaven.com on a weekly basis (subject to change), and our Real-time Alerts service.

We also off the choice of subscribing on a quarterly basis for $75.00 per quarter.

Readers whose trial period to Real-time Alerts has expired will be notified by email and asked if they wish to subscribe. Those who have not subscribed within 10 days of notification will no longer receive the Real-time Alerts and daily comments. Of course, if they wish to subscribe at a later date, they will be able to do so.

Payment for subscription fees are to be made to the Pay Pal account of Market Turning Points, LLC

REVISION OF SUBSCRIPTION TERMS

We reserve the right to change the subscription fee and the terms of the subscription at any time, but this would not affect existing subscribers as to the current subscription. In the case of Force Majeure, such as a severe illness, which might prevent us from providing timely information, there will be an appropriate extension of individual subscriptions.

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It will be the responsibility of existing subscribers to notify Market Turning Points of changes in email, home or business address, telephone number, and any other pertinent information which appeared on the Subscriber Application Form.

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New subscribers will be required to fill out a subscription application which can be found on the website under

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CANCELLATIONS

If a subscriber wishes to terminate his/her subscription for any reason whatsoever, he/she will be sent a refund pro-rated according to the number of full months left in the subscription phase.

This clause carries a $100.00 deductible. In other words, if you should cancel your subscription the very day after you subscribe, you would only get back $165.00 of your original subscription.

VACATION TIME

We reserve the right to take 2 weeks of vacation every year, either consecutive or separate. During this vacation time, no updates will be sent and no newsletter will be published,.

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